First Citizens India

FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.

Job Description:

Value Preposition

Candidate will be responsible for supporting all aspects of the global Model Risk Management (MRM) program. The successful candidate will support the global MRM efforts to ensure that models are appropriately designed, implemented, and managed including but not limited to conceptual soundness, model implementation and use, model documentation, model performance monitoring, governance, tuning and validation.

Job Details

Position Title:  Senior Advisor - Model Risk Management (Treasury & Finance)

Career Level:  P2

Job Category: Senior Associate

Role Type: Hybrid

Job Location: Bangalore  

About the Team:

The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Senior Advisor - Model Risk Management (MRM) will be responsible to conduct independent model validations to ensure models align with business objectives and design objectives. Verify that models are performing as expected, identify potential limitations, which includes assessing potential impact. Perform annual reviews and review the on-going monitoring reports to ensure that the models are performing as intended.

Impact

• The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Senior Advisor - Model Risk Management (MRM) will be responsible to conduct independent model validations to ensure models align with business objectives and design objectives. Verify that models are performing as expected, identify potential limitations, which includes assessing potential impact. Perform annual reviews and review the on-going monitoring reports to ensure that the models are performing as intended.

• Candidate will be based out of First Citizens India (FCI) office in Bangalore, report into the Associate Director of Model Risk Management, India, and function as an integral member of the global MRM organization. The role will work collaboratively with the global MRM team and act as their point of contact in India.

Key Deliverables

• Comprehensive Model Validation: Conduct thorough and comprehensive validations of various model components, ensuring that they are accurate, reliable, and aligned with the intended business objectives and regulatory requirements. This includes but is not limited to:

  • Model Inputs Analysis: Apply data analysis techniques to assess the quality, integrity, and appropriateness of data used in the models. Examine data extraction, cleaning, transformation processes, and evaluate data-related assumptions and limitations.

  • Model Framework Evaluation: Scrutinize the model design and construction, verifying the suitability of the modeling framework and theory for the intended use. Review model segmentation, variable selection, model testing procedures, and evaluation model assumptions, limitations, and risks.

  • Model Code Review: Review model code to ensure correctness, accuracy, and absence of material errors. Collaborate with model developers to address any identified issues.

  • Outcomes Analysis: Assess both in-sample and out-of-sample back test results; evaluate sensitivity and scenario testing, stress testing, benchmark model development, and quantitative and business performance metrics.

• Risk Identification and Mitigation: Provide effective challenges and identify potential model risks. Recommend appropriate mitigation measures and enhancements to improve model quality and compliance with regulatory standards.

• Documentation and Reporting: Produce high-quality, comprehensive validation reports that clearly communicate findings, recommendations, and potential risks to both technical and non-technical stakeholders. Ensure that validation documentation adheres to internal standards.

• Audit and Regulatory Review Support: Assist in gathering and providing materials requested by internal audit and regulators, drafting responses to questions, and defending validations in exams.

• Continuous Learning and Improvement: Stay up to date with emerging trends and best practices in model validation and regulatory requirements. Contribute to the enhancement of the model validation framework by suggesting process improvements and implementing industry-leading methodologies.

• Develop and maintain model governance documentation and performance monitoring, including periodically presenting results to MRM stakeholders.

• Interact with all key stakeholders including model users, model owners, vendors, Model Risk Governance, and other Validators throughout the model lifecycle including validation, ongoing performance evaluation.

• Build relationships across model owners, data scientists, Model Risk Management, Audit, and third-party vendors.

• Use subject matter expertise and analytics to proactively identify and address gaps and identify emerging risks.

• Contribute towards remediation efforts for model-related issues identified through exams, audits, and model validations.

Skills and Qualification

Skills:

• Strong understanding of regulatory requirements, particularly those related to stress testing and capital planning: SR 11-7, OCC 2011-12.

• Experience in using statistical tools like Python and R.

• Experience using SQL to pull data from enterprise warehouse databases.

• Excellent problem-solving skills, and attention to detail.

• Excellent written and verbal communication skills.

• Strategic planning skills supported with analytical skills.

• Stakeholder management skills, e.g., effective forward-looking planning, communication, and delivery of services.

• Able to effectively manage tasks as agreed.

• Efficient and well-organized workflow and process design skills.

• Attention to detail, accuracy of information.

• Ability to effectively collaborate with team members.

Education:

• Relevant Bachelor/ Master’s degree, with preference for specialization in Statistics, Mathematics, Economics, or other quantitative discipline.

• Microsoft Office (Word, Excel, PowerPoint, and Outlook).

Experience:

• 2+ years of experience in model development, model validation, or model implementation within the financial industry; Proficiency in statistical methods (e.g., linear regression, logistic regression, survival analysis, ARIMA) and programming languages (e.g., SAS, Python, R, SQL).

• Experience in model development or model validation for any of the following domains: Treasury models, PPNR models, Balance sheet forecasting models, ALM models, Valuation models, Counterparty credit risk models etc.

• Knowledge of financial services/ banking domain.

• Knowledge of statistical and machine learning models.

• Strong understanding of model development and validation testing techniques.

Relationships & Collaboration

• Interact with all key stakeholders including model users, model owners, vendors, Model Risk Governance, and other Validators throughout the model lifecycle including validation, ongoing performance evaluation.

• Build relationships across model owners, data scientists, Model Risk Management, Audit, and third-party vendors.

Accessibility Needs

We are committed to providing an inclusive and accessible hiring process. If you require accommodations at any stage (e.g. application, interviews, onboarding) please let us know, and we will work with you to ensure a seamless experience.

Equal Employment Opportunity

FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer. We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law. We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity. Our EEO policy ensures fairness throughout the employee life cycle.

FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.

Job Description:

Summary/Objective

The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Lead Advisor Model Risk Management (MRM) – Governance & PMO will be a part of FCI’s Model Governance team within the Model Risk Management (MRM) department and will be responsible for leading a variety of activities around the model lifecycle, inventory management, and reporting.

You will be based out of First Citizens India (FCI) office in Bangalore, report into the Associate Director of Model Risk Management, India, and function as an integral member of the global MRM organization. The role will work collaboratively with the global MRM leadership team and act as their point of contact in India.

The role will manage a team of resources with strong MRM reporting and monitoring experience and skills, partners with global stakeholders to establish effective collaboration and partnership to build and manage talent capabilities. Communicates and collaborates across a broad set of stakeholders. Responsive to changes in the business environment.

Essential

% of Time

Primary Responsibilities:

• Develop and maintain model governance documentation and performance monitoring, including periodically presenting results to MRM Leadership.
• Supports the design, development, implementation, and maintenance of the MRM analytics and reporting capabilities within the MRM Team, as well as broader risk management framework.
• Explore and assess new technologies and tools that can optimize MRM processes and effectiveness.
• Develops tools, visualizations, and dashboards to provide insights at scale to inform risk profile and solves for analytical needs. Facilitates implementation of work product.
• Collaborates with cross-functional partners, data, and product owners to gather insights, understand risk reporting strategies and business needs to inform the development of MRM process enhancements and process simplification.
• Maintain a strong month end data process which includes multiple layers of presentations and stakeholder review.  Must maintain a deep understanding of model risk data and reporting.
• Drives automation efforts to simplify and streamline MRM processes.
• Performs end-to-end analysis that includes data gathering, analysis, ongoing scaled deliverables and presentations to Senior Management and the Board
• Complete various data quality reviews and checks on information within the Archer Model Inventory.
• Facilitates communication and builds effective working relationships with key business stakeholders and risk owners.
• Perform independent control testing on end user computing tools using SAS, Excel, Python, Access, etc., 
• Assists MRM Leadership with ad-hoc MRM analysis, projects, presentations, and/or reporting.
• Continuous Learning and Improvement: Stay up to date with emerging trends and best practices in model validation and regulatory requirements. Contribute to the enhancement of the model validation framework by suggesting process improvements and implementing industry-leading methodologies.
• Use subject matter expertise and analytics to proactively identify and address gaps and identify emerging risks.
• Contribute towards remediation efforts for model-related issues identified through exams, audits, and model validations.

100%

Skills

• Good understanding of regulatory requirements, particularly those related to stress testing and capital planning: SR 11-7/ OCC 2011-12
• Excellent problem-solving skills, attention to detail, mentor, and coach junior analysts
• Experience using SQL to pull data from enterprise warehouse databases.
• Excellent written and verbal communication skills.
• Stakeholder management skills, e.g., effective forward-looking planning, communication, and delivery of services.
• Able to effectively manage tasks as agreed.
• Efficient and well-organized workflow and process design skills
• Outstanding attention to detail, accuracy of information

Required Education and Experience

Education:

• Relevant Bachelor/ Master’s degree, with preference for specialization in Statistics, Mathematics, or other quantitative discipline
• Microsoft Office (Word, Excel, PowerPoint, and Outlook)

Experience:

• 5+ years of experience in model development, model validation, or model implementation within the financial industry; Proficiency in statistical methods (e.g., linear regression, logistic regression, survival analysis, ARIMA) and programming languages (e.g., SAS, Python, R, SQL)
• Knowledge of statistical and machine learning models.
• Good understanding of model development and validation testing techniques
• Knowledge of financial services/ banking domain

Certifications

Relevant Certifications

Travel

Travel may be occasionally required- domestically and internationally.

Physical Demands

The employee must have the ability to use a computer keyboard, mouse, calculator, copier/fax machine, scanner, and telephone. While performing the duties of this job, the employee is regularly required to talk and hear.  Employee must have close visual acuity to perform an activity such as: reviewing and analyzing information; transcribing; and/or viewing a computer screen. Employee may be required to make quick decisions as to when to escalate or directly address a situation, as well as handle the stress of such situations.  The work environment is indoors with most of the time spent sitting at a desk.

Equal Employment Opportunity

FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer. We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law. We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity. Our EEO policy ensures fairness throughout the employee life cycle.

FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.

Job Description:

Value Preposition

Candidate will be responsible for supporting all aspects of the global Model Risk Management (MRM) program. The successful candidate will support the global MRM efforts to ensure that models are appropriately designed, implemented, and managed including but not limited to conceptual soundness, model implementation and use, model documentation, model performance monitoring, governance, tuning and validation.

Job Details

Position Title:  Senior Advisor - Model Risk Management (Treasury & Finance)

Career Level:  P2

Job Category: Senior Associate

Role Type: Hybrid

Job Location: Bangalore  

About the Team:

The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Senior Advisor - Model Risk Management (MRM) will be responsible to conduct independent model validations to ensure models align with business objectives and design objectives. Verify that models are performing as expected, identify potential limitations, which includes assessing potential impact. Perform annual reviews and review the on-going monitoring reports to ensure that the models are performing as intended.

Impact

• The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Senior Advisor - Model Risk Management (MRM) will be responsible to conduct independent model validations to ensure models align with business objectives and design objectives. Verify that models are performing as expected, identify potential limitations, which includes assessing potential impact. Perform annual reviews and review the on-going monitoring reports to ensure that the models are performing as intended.
• Candidate will be based out of First Citizens India (FCI) office in Bangalore, report into the Associate Director of Model Risk Management, India, and function as an integral member of the global MRM organization. The role will work collaboratively with the global MRM team and act as their point of contact in India.

Key Deliverables

• Comprehensive Model Validation: Conduct thorough and comprehensive validations of various model components, ensuring that they are accurate, reliable, and aligned with the intended business objectives and regulatory requirements. This includes but is not limited to:
  • Model Inputs Analysis: Apply data analysis techniques to assess the quality, integrity, and appropriateness of data used in the models. Examine data extraction, cleaning, transformation processes, and evaluate data-related assumptions and limitations.
  • Model Framework Evaluation: Scrutinize the model design and construction, verifying the suitability of the modeling framework and theory for the intended use. Review model segmentation, variable selection, model testing procedures, and evaluation model assumptions, limitations, and risks.
  • Model Code Review: Review model code to ensure correctness, accuracy, and absence of material errors. Collaborate with model developers to address any identified issues.
  • Outcomes Analysis: Assess both in-sample and out-of-sample back test results; evaluate sensitivity and scenario testing, stress testing, benchmark model development, and quantitative and business performance metrics.
• Risk Identification and Mitigation: Provide effective challenges and identify potential model risks. Recommend appropriate mitigation measures and enhancements to improve model quality and compliance with regulatory standards.
• Documentation and Reporting: Produce high-quality, comprehensive validation reports that clearly communicate findings, recommendations, and potential risks to both technical and non-technical stakeholders. Ensure that validation documentation adheres to internal standards.
• Audit and Regulatory Review Support: Assist in gathering and providing materials requested by internal audit and regulators, drafting responses to questions, and defending validations in exams.
• Continuous Learning and Improvement: Stay up to date with emerging trends and best practices in model validation and regulatory requirements. Contribute to the enhancement of the model validation framework by suggesting process improvements and implementing industry-leading methodologies.
• Develop and maintain model governance documentation and performance monitoring, including periodically presenting results to MRM stakeholders.
• Interact with all key stakeholders including model users, model owners, vendors, Model Risk Governance, and other Validators throughout the model lifecycle including validation, ongoing performance evaluation.
• Build relationships across model owners, data scientists, Model Risk Management, Audit, and third-party vendors.
• Use subject matter expertise and analytics to proactively identify and address gaps and identify emerging risks.
• Contribute towards remediation efforts for model-related issues identified through exams, audits, and model validations.

Skills and Qualification

Skills:

• Strong understanding of regulatory requirements, particularly those related to stress testing and capital planning: SR 11-7, OCC 2011-12.
• Experience in using statistical tools like Python and R.
• Experience using SQL to pull data from enterprise warehouse databases.
• Excellent problem-solving skills, and attention to detail.
• Excellent written and verbal communication skills.
• Strategic planning skills supported with analytical skills.
• Stakeholder management skills, e.g., effective forward-looking planning, communication, and delivery of services.
• Able to effectively manage tasks as agreed.
• Efficient and well-organized workflow and process design skills.
• Attention to detail, accuracy of information.
• Ability to effectively collaborate with team members.

Education:

• Relevant Bachelor/ Master’s degree, with preference for specialization in Statistics, Mathematics, Economics, or other quantitative discipline.
• Microsoft Office (Word, Excel, PowerPoint, and Outlook).

Experience:

• 2+ years of experience in model development, model validation, or model implementation within the financial industry; Proficiency in statistical methods (e.g., linear regression, logistic regression, survival analysis, ARIMA) and programming languages (e.g., SAS, Python, R, SQL).
• Experience in model development or model validation for any of the following domains: Treasury models, PPNR models, Balance sheet forecasting models, ALM models, Valuation models, Counterparty credit risk models etc.
• Knowledge of financial services/ banking domain.
• Knowledge of statistical and machine learning models.
• Strong understanding of model development and validation testing techniques.

Relationships & Collaboration

• Interact with all key stakeholders including model users, model owners, vendors, Model Risk Governance, and other Validators throughout the model lifecycle including validation, ongoing performance evaluation.
• Build relationships across model owners, data scientists, Model Risk Management, Audit, and third-party vendors.

Accessibility Needs

We are committed to providing an inclusive and accessible hiring process. If you require accommodations at any stage (e.g. application, interviews, onboarding) please let us know, and we will work with you to ensure a seamless experience.

Equal Employment Opportunity

FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer. We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law. We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity. Our EEO policy ensures fairness throughout the employee life cycle.

FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.

Job Description:

Value Preposition

Candidate will be responsible for supporting all aspects of the global Model Risk Management (MRM) program. The successful candidate will support the global MRM efforts to ensure that models are appropriately designed, implemented, and managed including but not limited to conceptual soundness, model implementation and use, model documentation, model performance monitoring, governance, tuning and validation.

Job Details

Position Title:  Lead Advisor - Model Risk Management

Career Level:  P3

Job Category: Manager

Role Type: Hybrid

Job Location: Bangalore  

About the Team:

The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Lead Advisor - Model Risk Management (MRM) - Credit Risk will be responsible to conduct independent model validations to ensure models align with business objectives and design objectives. Verify that models are performing as expected, identify potential limitations, which includes assessing potential impact. Perform annual reviews and review the on-going monitoring reports to ensure that the models are performing as intended.

Impact

• The Model Risk Management (MRM) provides oversight for the MRM Framework, which consists of the policy, processes, and procedures. The Lead Advisor - Model Risk Management (MRM) will be responsible to conduct independent model validations to ensure models align with business objectives and design objectives. Verify that models are performing as expected, identify potential limitations, which includes assessing potential impact. Perform annual reviews and review the on-going monitoring reports to ensure that the models are performing as intended.

• Candidate will be based out of First Citizens India (FCI) office in Bangalore, report into the Associate Director of Model Risk Management, India, and function as an integral member of the global MRM organization. The role will work collaboratively with the global MRM team and act as their point of contact in India.

Key Deliverables

• Comprehensive Model Validation: Conduct thorough and comprehensive validations of various model components, ensuring that they are accurate, reliable, and aligned with the intended business objectives and regulatory requirements. This includes but is not limited to:

  • Model Inputs Analysis: Apply data analysis techniques to assess the quality, integrity, and appropriateness of data used in the models. Examine data extraction, cleaning, transformation processes, and evaluate data-related assumptions and limitations.

  • Model Framework Evaluation: Scrutinize the model design and construction, verifying the suitability of the modeling framework and theory for the intended use. Review model segmentation, variable selection, model testing procedures, and evaluation model assumptions, limitations, and risks.

  • Model Code Review: Review model code to ensure correctness, accuracy, and absence of material errors. Collaborate with model developers to address any identified issues.

  • Outcomes Analysis: Assess both in-sample and out-of-sample back test results; evaluate sensitivity and scenario testing, stress testing, benchmark model development, and quantitative and business performance metrics.

• Risk Identification and Mitigation: Provide effective challenges and identify potential model risks. Recommend appropriate mitigation measures and enhancements to improve model quality and compliance with regulatory standards.

• Documentation and Reporting: Produce high-quality, comprehensive validation reports that clearly communicate findings, recommendations, and potential risks to both technical and non-technical stakeholders. Ensure that validation documentation adheres to internal standards.

• Audit and Regulatory Review Support: Assist in gathering and providing materials requested by internal audit and regulators, drafting responses to questions, and defending validations in exams.

• Continuous Learning and Improvement: Stay up to date with emerging trends and best practices in model validation and regulatory requirements. Contribute to the enhancement of the model validation framework by suggesting process improvements and implementing industry-leading methodologies.

• Develop and maintain model governance documentation and performance monitoring, including periodically presenting results to MRM stakeholders.

• Interact with all key stakeholders including model users, model owners, vendors, Model Risk Governance, and other Validators throughout the model lifecycle including validation, ongoing performance evaluation.

• Build relationships across model owners, data scientists, Model Risk Management, Audit, and third-party vendors.

• Use subject matter expertise and analytics to proactively identify and address gaps and identify emerging risks.

• Contribute towards remediation efforts for model-related issues identified through exams, audits, and model validations.

Skills and Qualification (Functional and Technical Skills)

Skills:

• Strong understanding of regulatory requirements, particularly those related to stress testing and capital planning: CCAR, CECL, IFRS9, BASEL II/III, AIRB, PD, EAD, LGD, SR 11-7, OCC 2011-12 and Credit Risk Scorecards

• Experience in using statistical tools like SAS, Python and R.

• Experience using SQL to pull data from enterprise warehouse databases.

• Excellent problem-solving skills, and attention to detail.

• Excellent written and verbal communication skills.

• Strategic planning skills supported with analytical skills.

• Stakeholder management skills, e.g., effective forward-looking planning, communication, and delivery of services.

• Able to effectively manage tasks as agreed.

• Efficient and well-organized workflow and process design skills.

• Attention to detail, accuracy of information.

• Ability to effectively collaborate with team members.

Education:

• Relevant Bachelor/ Master’s degree, with preference for specialization in Statistics, Mathematics, Economics, or other quantitative discipline.

• Microsoft Office (Word, Excel, PowerPoint, and Outlook).

Experience:

• 5+ years of experience in model development or model validation within the credit risk modeling space; Proficiency in statistical methods (e.g., linear regression, logistic regression, segmentation) and programming languages (e.g., SAS, Python, R, SQL).

• Knowledge of Credit Risk/ financial services/ banking domain.

• Knowledge of statistical and machine learning models.

• Strong understanding of model development and validation testing techniques.

Relationships & Collaboration

• Interact with all key stakeholders including model users, model owners, vendors, Model Risk Governance, and other Validators throughout the model lifecycle including validation, ongoing performance evaluation.

• Build relationships across model owners, data scientists, Model Risk Management, Audit, and third-party vendors.

Accessibility Needs

We are committed to providing an inclusive and accessible hiring process. If you require accommodations at any stage (e.g. application, interviews, onboarding) please let us know, and we will work with you to ensure a seamless experience.

Equal Employment Opportunity

FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer. We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law. We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity. Our EEO policy ensures fairness throughout the employee life cycle.