Santander

Senior Model Validation Associate – Liquidity and Market Risk

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

As a Sr Associate in Risk Modeling, you play a critical role in strengthening the Company’s model risk management program by ensuring quantitative models are conceptually sound, well-governed, and aligned with regulatory expectations and industry best practices. You contribute expert insight into market conditions, emerging risks, and future trends while promoting a strong risk culture and helping the organization proactively identify, manage, and mitigate model risk across the enterprise.

Position Summary

• Lead and execute model risk management activities and projects in alignment with the Enterprise MRM framework, regulatory guidance, and industry best practices.

• Develop and enhance methodologies, tools, and approaches for identifying, assessing, and managing model risk across interest rate, liquidity, credit, and market risk models.

• Evaluate model conceptual soundness, key assumptions, data integrity, and overall design to ensure models are fit for purpose.

• Perform independent testing of models, including numerical, statistical, and computational accuracy, outcomes analysis, and review of governance and control processes.

• Proactively identify gaps, weaknesses, or emerging concerns in existing processes, policies, procedures, and frameworks, and support timely remediation.

• Monitor model-related activities to minimize the Company’s exposure to model risk through quantitative analysis, risk identification, and remediation efforts.

• Communicate complex risk modeling topics, findings, and recommendations to senior management to improve decision-making, efficiency, and risk reduction.

• Support regulatory compliance and the Company’s reputation by ensuring adherence to legal, regulatory, and internal standards related to model risk management.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor’s Degree in Mathematics, Physics, Statistics, or a related quantitative field, or equivalent work experience – Required.

• Master’s Degree in Mathematics, Physics, Statistics, or a related quantitative field – Preferred.

Experience

• 9+ years of experience in model risk management covering Interest Rate Risk, Liquidity Risk, Credit Risk, and/or Market Risk – Required.

• Hands-on experience assessing and validating term structure models, prepayment models, credit loss models, Market Risk Rule models, and ALM frameworks – Required.

• Demonstrated experience with stress testing methodologies and practices – Required.

• Strong understanding of front-to-back risk management processes, including risk identification, assessment, mitigation, governance, monitoring, testing, and capital calculation – Required.

• Working knowledge of the banking regulatory environment and its impact on risk management practices – Required.

• Proven ability to lead complex, cross-functional projects related to quantitative risk modeling – Required.

• Experience supporting regulatory examinations, audits, or model risk remediation initiatives.

• Exposure to emerging risk trends and evolving regulatory expectations within financial services.

Skills

• Advanced quantitative analysis and practical modeling expertise.

• Proficiency in Python, SAS, R, and MATLAB.

• Strong knowledge of interest rate, liquidity, credit, and market risk modeling techniques.

• Model validation, outcomes analysis, and control assessment capabilities.

• Stress testing and scenario analysis techniques.

• Risk governance, reporting, and monitoring methodologies.

• Strong communication and presentation skills with the ability to convey complex concepts to senior stakeholders.

• Excellent project management and organizational skills.

• Strong negotiation and influencing abilities.

• High attention to detail and sound professional judgment.

• Ability to promote and reinforce a strong risk management culture.

• Adherence to the Code of Conduct, assigned Risk Tolerance or Mandates, and all organizational policies and procedures applicable.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$108,750.00 USD$200,000.00 USD

 

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

 

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Risk Model Validation Associate – GenAI & ML

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Risk Model Validation Associate conducts independent validations of complex risk models against established standards, developing benchmarks, challenger analyses, and replication testing, while leading special projects and programs as needed.

Position Summary

• Review and assess overall model health within established governance frameworks, proactively identifying risks, issues, and control gaps.

• Perform independent, end-to-end validations of a broad range of statistical, machine learning, and GenAI models in accordance with internal standards and regulatory expectations.

• Develop and execute effective benchmarks, challenger models, and replication analyses to evaluate model soundness and performance.

• Evaluate model assumptions, limitations, and weaknesses, and clearly document findings, conclusions, and remediation recommendations.

• Partner closely with model owners and developers to understand model design, intended use, and underlying business context.

• Assess ongoing model performance and monitoring results to ensure continued fitness for purpose.

• Ensure full adherence to company model risk management policies, procedures, and documentation requirements.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor's Degree or equivalent work experience – Required.

• Master’s Degree or higher in Statistics, Mathematics, Engineering, Computer Science, Economics, or a related field – Preferred.

Experience

• 5+ years of experience working with statistical models or building GenAI/ML solutions, including rigorous testing, validation, and documentation – Required.

• Experience in the financial services industry, including risk modeling and regulatory compliance (e.g., SR 11-7) – Preferred.

Skills
Hard Skills

• Programming proficiency in Python, with experience using Git; SQL experience - Required.

• Machine learning model knowledge, including model development, validation, and performance assessment techniques.

• Generative AI experience, including evaluation of LLM architectures, design decisions, implementation approaches, and associated risks such as hallucinations, toxicity, and bias.

• Hands-on experience with Retrieval-Augmented Generation (RAG) systems, including document ingestion, chunking strategies, embeddings, retrieval methods, orchestration frameworks (e.g., LangChain, LlamaIndex), and response grounding.

• Hands-on experience with AWS-native services such as Bedrock, Lambda, API Gateway, S3, IAM, CloudWatch, and MLOps/LLMOps capabilities.

Soft Skills

• Strong analytical and critical thinking skills with the ability to challenge model assumptions and conclusions.

• Effective written and verbal communication skills, particularly in documenting and explaining complex technical topics.

• Collaborative mindset with the ability to work effectively with technical and business stakeholders.

• High attention to detail and commitment to quality, accuracy, and governance standards.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$90,000.00 USD$170,000.00 USD

 

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

 

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Scientist Responsible AI - CDAIO

Country: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a high-impact global brand to a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's an opportunity for motivated professionals to grow, learn, and make a real difference.

Our mission is to help people and businesses thrive. As part of the global AI Transformation team, you'll lead and manage strategic AI initiatives that drive impact across global companies and key functions. We are looking for someone who connects business, AI, and technology, ensuring that AI solutions create measurable value.

THE DIFFERENCE YOU MAKE

Santander’s Data & AI Science (DAISci) team is the scientific engine of the bank’s AI transformation. We develop, test, validate, and translate emerging AI methods into products that redefine how the bank learns, decides, and serves customers.

DAISci operates at the intersection of advanced research and real-world impact — translating frontier AI into robust, compliant, and production-ready systems across risk, customer experience, operations, and beyond.

Joining DAISci is a rare opportunity to apply state-of-the-art AI in one of the world’s largest financial institutions, shaping intelligent systems that are not only powerful, but also trusted, transparent, and aligned with societal expectations.

This role will act as a key catalyst ensuring that AI is used responsibly, safely, and aligned with corporate standards.

Main Responsibilities:

We are seeking an AI SCIENTIST specializing in RESPONSIBLE AI. You will contribute to the development and operationalization of Santander’s AI principles, working across the different areas of the DAISci group to ensure we build safe, trusted, and responsible AI throughout the full lifecycle of our products — from design to deployment and monitoring.

The role combines scientific research with applied execution, advancing responsible AI methodologies, interpretability techniques, robust frameworks, and alignment strategies, while translating them into scalable, fair, and reliable systems.

You will collaborate closely with engineering, validation, governance, and product teams; contribute to Santander’s research and publication agenda; explore emerging approaches in trustworthy AI; and mentor peers to strengthen the organization’s expertise in responsible and reliable AI systems.

WHAT YOU'LL BRING TO THE TABLE

• Advanced degree (PhD or MSc) in Computer Science, Artificial Intelligence, Mathematics, Statistics, or a related field, with specialization in Responsible AI, trustworthy machine learning, AI safety, fairness, interpretability, or AI governance.
• Proven track record of advancing AI/ML through high-impact research publications, patents, open-source contributions, or transformative product innovations — particularly in areas related to model robustness, fairness, explainability, privacy, or safety.
• Demonstrated ability to translate research into production, operationalizing concepts such as bias detection and mitigation, interpretability techniques (e.g., SHAP, counterfactuals, causal methods), robustness testing, model monitoring, uncertainty estimation, or safety guardrails into scalable and reliable systems.
• Strong programming skills in Python and familiarity with frameworks such as PyTorch, TensorFlow, DGL, or PyG.
• Deep understanding of responsible AI principles, including fairness metrics, model risk management, explainability techniques, adversarial robustness, privacy-preserving methods, and regulatory alignment (e.g., AI governance frameworks).
• Strong connections with academia and the wider AI research community, a passion for shaping the frontier of responsible AI, ability to shape research agenda.

WE VALUE YOUR IMPACT

Your contribution matters, and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you offer. But we know that rewards go beyond numbers.

• We enable our teams to go further through global opportunities and broad career paths.
• Flexibility that works. Enjoy hybrid work models—some days remote, some days in-person with your team—along with flexible schedules.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
• Competitive rewards. Receive a very competitive salary with performance-based bonuses, which motivates you to continue growing with us.
• Economic advantages. Take advantage of preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness program, we promote  holistic wellness.
• We know that family is everything. That's why we offer child care support and family programs tailored to every stage of life.
• Always by your side. Access Santander Contigo, our program for employees and their families that offers legal, emotional and administrative advice services.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal allowance, parking, shuttle service from various points in Madrid, as well as discounts and exclusive offers for Santander employees. And that's just the beginning—we'll tell you more when you join!

We're here to keep you motivated, help you reach your goals, and celebrate your progress every step of the way.

LOCAL COMPLIANCE

Santander is proud to be an organization where there are equal opportunities regardless of age, gender, disability, marital status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT?

If this sounds like a position you're interested in, apply.
 

READY TO TAKE THE NEXT STEP ON YOUR JOURNEY?

#LI-FB1

AI Governance Responsible

Country: Spain

ES EL MOMENTO

Santander (www.santander.com) está evolucionando de ser una marca global de alto impacto a una organización impulsada por la tecnología, y las personas están en el centro de este camino. Juntos, estamos liderando una transformación centrada en el cliente que valora el pensamiento disruptivo, la valentía de desafiar lo posible y la capacidad de innovar.

Esto es más que un cambio estratégico: es una oportunidad para crecer, aprender y generar un impacto real.

Nuestra misión es contribuir a que más personas y empresas prosperen. Adoptamos una sólida cultura de riesgos y esperamos que todos nuestros equipos asuman un enfoque proactivo y responsable en la gestión del riesgo.

Santander Corporate & Investment Banking (Santander CIB) es la división global que da soporte a algunos de los clientes corporativos e institucionales más complejos y sofisticados del mundo, ofreciendo servicios personalizados y productos mayoristas de valor añadido.

EL IMPACTO QUE GENERARÁS

Santander Corporate & Investment Banking (Santander CIB) está buscando un/a AI Governance Responsible con base en Madrid.

Tu misión será para apoyar el diseño, la implementación y la actualización continua de nuestro modelo operativo de gobernanza de la IA. El candidato seleccionado actuará como puente entre los avances normativos, las tendencias del sector y nuestros procesos internos, garantizando que nuestros marcos estén preparados para cumplir los requisitos de información tanto internos como externos.

Estamos redefiniendo nuestra forma de trabajar a través de la innovación, la tecnología de última generación, la colaboración y la libertad de explorar nuevas ideas.

En este puesto, tus principales responsabilidades incluirán:

• Supervisar las últimas noticias sobre normativas, leyes y políticas relacionadas con la IA a nivel europeo e internacional (por ejemplo, la Ley de IA de la UE, las directrices de la ABE).

• Participar en eventos del sector, foros y actividades de networking para mantenerse al día de las mejores prácticas e innovaciones del mercado.

• Colaborar estrechamente con los equipos de Radar Regulatorio y Políticas Públicas para traducir los conocimientos externos en requisitos internos.

• Mantener y actualizar el modelo operativo de gobernanza de la IA, garantizando la alineación con las expectativas regulatorias y los estándares del sector.

• Apoyar la preparación de informes regulatorios internos y externos.

• Contribuir al desarrollo de políticas y marcos que promuevan la adopción responsable y sostenible de la IA.

LO QUE APORTARÁS AL EQUIPO

Nuestra gente es nuestra mayor fortaleza. Cada persona contribuye con perspectivas únicas que nos hacen más fuertes como equipo y como organización. Valoramos quiénes son y potenciamos lo que aportan.

Los siguientes requisitos representan los conocimientos, habilidades y competencias esenciales para este puesto.

Experiencia profesional

• Al menos 8/10 años de experiencia en proyectos de datos e inteligencia artificial. (Obligatorio)
   

Educación

• Administración de Empresas, Ingeniería o relacionado. (Obligatorio)

Idiomas

• Nivel alto de inglés (C1 o superior). (Obligatorio)

Habilidades técnicas

• Experiencia en el área SCIB y conocimiento de diferentes áreas y ámbitos de negocio (banca, riesgos, GTB, etc.). (Deseable)

• Conocimiento de los principales sistemas existentes en SCIB. (Deseable)

• Experiencia en las siguientes líneas de trabajo:

  • Políticas y procedimientos relacionados con los datos. (Obligatorio)

  • Conocimientos básicos de conceptos de inteligencia artificial, con un gran interés en sus implicaciones legales, normativas y éticas. (Obligatorio)

Habilidades interpersonales

• Buenas habilidades de comunicación. (Obligatorio)

• Mentalidad proactiva y curiosa, con ganas de aprender y mantenerse al día de las últimas tendencias. (Obligatorio)

• Capacidad para trabajar eficazmente con múltiples partes interesadas de toda la organización. (Obligatorio)

VALORAMOS TU IMPACTO

Tu contribución importa, y la reconocemos. En Santander puedes esperar un paquete retributivo justo y competitivo que refleje tu impacto y el valor que entregarás. Toma un momento para entender a lo que nos referimos:

• Crecimiento sin límites. Impulsamos a nuestros equipos con oportunidades globales y amplias trayectorias de carrera para que puedan llegar más lejos.

• Flexibilidad que funciona. Disfruta de un modelo híbrido de trabajo—algunos días remoto y otros en la oficina con tu equipo—además de horarios flexibles.

• Aprendizaje continuo. Accede a cientos de cursos en nuestras plataformas, incluyendo acceso exclusivo a nuestro espacio global de formación: Santander Open Academy (www.santanderopenacademy.com)

• Recompensas competitivas. Recibe un salario altamente competitivo más un bonus por tus logros, para motivarte a seguir creciendo con nosotros.

• Ventajas financieras. Accede a condiciones bancarias preferentes, tipos de interés especiales en préstamos, seguros de vida y mucho más.

• Tu salud es nuestra prioridad. A través de BeHealthy, nuestro programa global de bienestar, promovemos el bienestar integral: físico, emocional, social y financiero.

• La familia es lo primero. Sabemos que tu familia lo es todo. Por eso ofrecemos apoyo para el cuidado infantil y programas familiares diseñados para cada etapa de la vida.

• Siempre a tu lado. Accede a Santander Contigo, nuestro programa para empleados/as y sus familias que ofrece servicios de asesoramiento legal, apoyo emocional y gestoría.

• Beneficios extras. Gimnasio/WellHub, centro médico en varias de nuestras instalaciones, subvención de comidas, parking, servicio de lanzadera en distintos puntos de Madrid, además de descuentos y ofertas exclusivas para empleados de Santander. Y esto es solo el comienzo… ¡te contaremos mucho más cuando te unas!

Estamos aquí para mantener tu motivación, ayudarte a alcanzar tus metas y celebrar tus logros en cada paso del camino.

CUMPLIMIENTO LOCAL

Santander se enorgullece de ser una organización que ofrece igualdad de oportunidades sin importar edad, género, discapacidad, estado civil, raza, religión u orientación sexual. Estamos comprometidos en ofrecer un proceso de selección inclusivo y accesible para todas las personas.

¿Y AHORA QUÉ?

Si todo lo que acabas de leer encaja contigo, aplica y únete a nuestro equipo.

¿Listo/a para dar el siguiente paso?

Risk Model Validation Associate – GenAI & ML

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Risk Model Validation Associate conducts independent validations of complex risk models against established standards, developing benchmarks, challenger analyses, and replication testing, while leading special projects and programs as needed.

Position Summary

• Review and assess overall model health within established governance frameworks, proactively identifying risks, issues, and control gaps.

• Perform independent, end-to-end validations of a broad range of statistical, machine learning, and GenAI models in accordance with internal standards and regulatory expectations.

• Develop and execute effective benchmarks, challenger models, and replication analyses to evaluate model soundness and performance.

• Evaluate model assumptions, limitations, and weaknesses, and clearly document findings, conclusions, and remediation recommendations.

• Partner closely with model owners and developers to understand model design, intended use, and underlying business context.

• Assess ongoing model performance and monitoring results to ensure continued fitness for purpose.

• Ensure full adherence to company model risk management policies, procedures, and documentation requirements.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor's Degree or equivalent work experience – Required.

• Master’s Degree or higher in Statistics, Mathematics, Engineering, Computer Science, Economics, or a related field – Preferred.

Experience

• 5+ years of experience working with statistical models or building GenAI/ML solutions, including rigorous testing, validation, and documentation – Required.

• Experience in the financial services industry, including risk modeling and regulatory compliance (e.g., SR 11-7) – Preferred.

Skills
Hard Skills

• Programming proficiency in Python, with experience using Git; SQL experience - Required.

• Machine learning model knowledge, including model development, validation, and performance assessment techniques.

• Generative AI experience, including evaluation of LLM architectures, design decisions, implementation approaches, and associated risks such as hallucinations, toxicity, and bias.

• Hands-on experience with Retrieval-Augmented Generation (RAG) systems, including document ingestion, chunking strategies, embeddings, retrieval methods, orchestration frameworks (e.g., LangChain, LlamaIndex), and response grounding.

• Hands-on experience with AWS-native services such as Bedrock, Lambda, API Gateway, S3, IAM, CloudWatch, and MLOps/LLMOps capabilities.

Soft Skills

• Strong analytical and critical thinking skills with the ability to challenge model assumptions and conclusions.

• Effective written and verbal communication skills, particularly in documenting and explaining complex technical topics.

• Collaborative mindset with the ability to work effectively with technical and business stakeholders.

• High attention to detail and commitment to quality, accuracy, and governance standards.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$90,000.00 USD

Maximum:

$170,000.00 USD

 

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

 

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

AI Governance Lead

Country: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our Chief Data & Artificial Intelligence Officer (CDAIO) division is building a world-class AI & Data team to make a difference in the lives of over 170 million people worldwide, through one of the largest banks in the world.

We are undergoing one of the biggest transformations in our history and technology is at the heart of our strategy. Join our team to play a part in one of the most important technological projects for the financial sector in the world.

Our mission is to contribute to helping more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.   Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. This job offer is an opportunity not only to join a great company but also to collaborate in projects that have a real impact on society.

THE DIFFERENCE YOU MAKE

AI Governance Lead

AI Governance, Committees & Use Case Management

About the Role

At Santander, we are building a world-class AI & Data organization to drive innovation at scale and impact the lives of over 170 million people globally. As part of our strategic ambition to become an AI-First bank, we are seeking an AI Governance Lead.

You will be responsible for defining and operating Santander’s AI Governance framework, ensuring that AI use cases are deployed responsibly, consistently, and in line with regulatory and internal requirements. You will play a central role in governing decision forums, managing the global AI use case inventory, and coordinating AI risk assessments across the Group.

Key Responsibilities

AI Governance & Oversight

• Design, implement, and continuously evolve the Group-wide AI Governance model.

• Coordinate and manage AI governance bodies, including agendas, materials, decisions, and follow-up actions.

• Own and maintain the global inventory of AI use cases, ensuring completeness, traceability, and lifecycle accuracy.
   

AI Risk & Use Case Management

• Define and coordinate AI use case risk assessments covering ethical, legal, operational, reputational, data, model, and cyber risks.

• Ensure appropriate classification of AI use cases by criticality, lifecycle stage, impact, and risk level.

• Act as a coordination point across Business, Data & AI, Legal, Compliance, Risk, and Technology teams.
   

Reporting & Enablement

• Define KPIs and prepare AI Governance reporting for senior management.

• Support AI Adoption teams by ensuring governance requirements are embedded in delivery objectives.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Degree in Engineering, Mathematics, Business Administration, Law, or similar. (Required)

Professional Experience

• Solid experience in governance bodies, risk management, internal control, or technology governance frameworks. (Required)

• Experience working in complex, multinational environments. (Required)

Hard Skills

• Knowledge of AI governance and risk frameworks such as EU AI Act, NIST AI RMF, OECD AI Principles, or OWASP. (Required)

Soft Skills

• Strong communication and stakeholder management skills.

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We’re enable our teams to go beyond through global opportunities and broad career paths.

• Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.

• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)

• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.

• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.

• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.

• We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.

• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.

• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.
 

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

AI Compliance & Controls Specialist

Country: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our Chief Data & Artificial Intelligence Officer (CDAIO) division is building a world-class AI & Data team to make a difference in the lives of over 170 million people worldwide, through one of the largest banks in the world.

We are undergoing one of the biggest transformations in our history and technology is at the heart of our strategy. Join our team to play a part in one of the most important technological projects for the financial sector in the world.

Our mission is to contribute to helping more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.  Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. This job offer is an opportunity not only to join a great company but also to collaborate in projects that have a real impact on society.

THE DIFFERENCE YOU MAKE

AI Compliance & Controls Specialist (3 positions)

AI Control Framework Design & Implementation

About the role

At Santander, we are building a world-class AI & Data organization to drive innovation at scale and impact the lives of over 170 million people globally. As part of our strategic ambition to become an AI-First bank, we are seeking an AI Compliance & Controls Specialist.

You will help to design and implement an effective AI control framework, ensuring regulatory compliance and risk mitigation through a technically grounded and pragmatic approach.

Key Responsibilities

Control Framework & Design

• Define and maintain the AI control framework aligned with COSO, COBIT, NIST, and internal standards.

• Design technical and operational controls across the AI lifecycle, including:

  • Training and validation data controls

  • Model explainability, robustness, and bias management

  • Monitoring, performance tracking, and retraining

Implementation & Assurance

• Work closely with technical teams to ensure effective control implementation.

• Define control evidence, testing approaches, and control metrics.

• Support self-assessments, 2LoD reviews, and internal control activities.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Degree in Engineering, Mathematics, Computer Science, Business Administration, or similar.

Professional Experience

• (Required).

Hard Skills

• Experience in internal control, technical compliance, or IT controls (Required).

• Knowledge of control frameworks such as COSO, COBIT, or NIST (Required).

• Experience in MLOps, Data Governance, or Model Risk Management (Preferred).

• Certifications related to internal control, IT risk, or compliance (Preferred).

Soft Skills

• Ability to collaborate effectively with both technical and non-technical stakeholders.

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We’re enable our teams to go beyond through global opportunities and broad career paths.

• Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.

• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)

• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.

• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.

• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.

• We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.

• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.

• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.
 

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?