SBI Card

About the company

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees.
2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees.
3. Dynamic, Inclusive and Diverse team culture 
4. Gender Neutral Policy
5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose 

The role is responsible for developing and maintaining model risk policies and manage the model governance processes as per the policy on enterprise models.

Role Accountability 

1. Develop and manage/upgrade model risk policies and governance
2. Review and approve new models, for their conceptual soundness, data integrity and output analysis
3. Liase with internal stakeholders to communicate model breach, data requirements, understanding gaps etc. 
4. Manage and handle queries from external or internal auditors relating to model governance.
5. Responsible for independent periodic review of the models 
6. Liase with external vendors for periodic and detailed model validation
7. Work with external vendors to evaluate new products related to model monitoring

Measures of Success 

1. Create and maintain model inventory for the organization

2. Create and maintain model renewal and validation

3. Ensure resolution on model breaches (if any)

4. Ensure proper documentation of risk review of the new model

Technical Skills / Experience / Certifications 

1. Good knowledge of SAS,SQL, Python, MS Office, BI tools etc. 
2. Ability to understand all credit card related data elements 
3. Ability to work in a distributed data storage environment
4. Strong understanding of modelling concepts and model validation as a line of defense

Competencies critical to the role

1. Self-driven, able to work in teams or independently.
2. Strong attention to detail and ability to notice discrepancies.
3. Deep understanding of modeling techniques including ML models.
4. Ability to prepare and present information in a structured manner. 
5. Ability to work with senior management and present insights and analysis.
6. Strong problem-solving skills

Qualification 

Graduation / Master’s degree in economics, statistics, operations research, mathematics, engineering, business, or related field with a strong quantitative emphasis.

Preferred Industry

BFSI