Remote Opportunity

Model Validation Analyst, 2

Join Bread Financial as a mid professional working remotely from Worldwide. Explore the role, benefits, and apply in one place.

Full Time
$80,000 - $120,000*
4 months ago
Worldwide
Model Risk Management & Validation
Mid
Model Risk Management
Data Analytics
Model Development
+4 more

Job Description

Every career journey is personal. That's why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Model Validation team is responsible for Model Risk Management for Bread Financial Models and Bank Models for the entire organization. Members of this team work with teams across the business (marketing, pricing, finance, etc.) that build the models to understand and validate the methodology. The Model Validation Analyst, II is a key member of the Model Risk Management (MRM) team. Key responsibilities include executing against the overall model risk management framework and assisting in independent validation of models used by the business.


 

Essential Job Functions 

  • Process and Project Management: Conducts model validations independently with supervision. Maintains a basic functional knowledge of model risk concepts and works with the business units to communicate key guiding principles. Performs end-to-end validations/testing of basic or less complex models/tools. Internal and client facing with oversight, guidance and review from management. Validation/testing involves identifying the key risks associated with a model, planning a risk-based validation approach and scope. Designs and conducts validation tests, recognizing gaps in model risk management and governance, and drafting a model validation report.

  • Quality Assurance: Checks the model’s accuracy and demonstrates the model is robust and stable. Assesses potential limitations and evaluates the model’s behavior over a range of input values. Assesses the impact of assumptions and identifying situations where the model performs poorly or becomes unreliable. Evaluates formal results of analysis performed and drafts formal model validation documentation and proposed risk rating assessment. 

  • Business Communications and Relationships: Demonstrates professional and proficient verbal and written communication skills when working with internal and external partners. Builds relationships by establishing trust, confidence and credibility with senior leaders, executives, and internal partners. Is proactive, demonstrates a strong work ethic, and shows initiative to build the business in a result driven environment. Utilizes critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic and flexible when needed, and gains consensus on the best solution.

 

Reports to: Lead or above 

Working Conditions/ Physical Requirements: Normal office environment, some travel may be required.

Direct Reports: None

 

Minimum Qualifications: 

  • Bachelor’s degree in engineering, Statistics, Mathematics, Economics or any other related quantitative discipline

  • Two or more  years' experience in data analytics or model development/validation is required 

 

Preferred Qualifications:

  • Master's degree in engineering, Statistics, Mathematics, Economics or any other related quantitative discipline

  • Three or more years' experience in the financial services industry as well as experience in risk management.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. 

 

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

  • All job offers are contingent upon successful completion of credit and background checks.

  • Bread Financial is an Equal Opportunity Employer.

Job Family:

Enterprise Risk

Job Type:

Regular

Requirements

  • Conducts model validations independently with supervision
  • Maintains a basic functional knowledge of model risk concepts
  • Performs end-to-end validations/testing of basic or less complex models/tools
  • Checks the model's accuracy and demonstrates the model is robust and stable
  • Assesses potential limitations and evaluates the model's behavior over a range of input values

Benefits

  • 401k Matching
  • Health Insurance
  • Paid Time Off
  • Professional Development
  • Remote Work

Skills

Model Risk Management
Data Analytics
Model Development
Validation
statistics
Mathematics
Economics

About AI-Estimated Salary

The salary range shown was not provided by the employer. Our AI has estimated it based on the job title, required experience, location, and industry standards (confidence: 80%). This estimate should be used as a general guide only and may not reflect the actual compensation. Always confirm salary details directly with the employer during the application process.

Ready to Apply?

Join Bread Financial today

Salary Range (AI-Estimated)*
$80,000 - $120,000
80% confidence
Posted 4 months ago

Explore more remote openings

Browse fresh listings from our global community of remote-friendly teams.

Full Time
$94.8k - $166.2k
4 days ago
United States
Engineering
Senior
Git
Full Time
5 days ago
United States
AI
Senior
Python
AWS
Git
+1 more
Full Time
5 days ago
United States
Data
Mid
Python
API
Full Time
$175.75k - $260k
5 days ago
United States
AI
Executive
AWS
API
Full Time
5 days ago
United States
AI
Mid
API
Full Time
5 days ago
United States
AI
Executive
Git
Full Time
2 weeks ago
Worldwide
AI
Senior
API
Full Time
$145k - $180k
2 weeks ago
United States
AI
Executive
Python
AWS
API
Full Time
$140k - $170k
2 weeks ago
Worldwide
AI
Senior
Python
Git
API
Full Time
2 weeks ago
United States
AI
Senior
API
Full Time
2 weeks ago
United States
AI
Senior
API
Full Time
2 weeks ago
United States
AI
Executive
Full Time
2 weeks ago
United States
AI
Executive
Full Time
2 weeks ago
United States
AI
Senior
API
Full Time
$111.6k - $163.1k
2 weeks ago
United States
AI
Senior
Full Time
$0.03k - $0.035k
2 weeks ago
Worldwide
AI
Entry
Full Time
$145k - $155k
2 weeks ago
United States
AI
Executive
AWS
Git
Full Time
2 weeks ago
United States
AI
Senior
Full Time
$89.865k - $155.767k
2 weeks ago
United States
Product
Mid
Python
Java
AWS
+1 more
Full Time
2 weeks ago
United States
AI
Executive
Git
Full Time
2 weeks ago
United States
AI
Senior
AWS
Git
API
Full Time
2 weeks ago
United States
AI
Executive
AWS
API
Full Time
2 weeks ago
United States
AI
Senior
Full Time
2 weeks ago
United States
AI
Mid
Python
SQL
Full Time
RON 16k - RON 19k
2 weeks ago
United States
AI
Senior
Python
AWS
Full Time
$242k - $302k
2 weeks ago
United States
AI
Executive
API
Full Time
$105k - $235k
2 weeks ago
United States
AI
Senior
AWS
Git
Full Time
$105k - $235k
2 weeks ago
United States
AI
Senior
AWS
Git
Full Time
2 weeks ago
United States
AI
Senior
API
Full Time
2 weeks ago
United States
AI
Senior
API
Contract
2 weeks ago
Worldwide
AI
Executive
AWS
API
Contract
2 weeks ago
Worldwide
AI
Executive
AWS
API
Full Time
2 weeks ago
United States
AI
Senior
Full Time
2 weeks ago
United States
AI
Senior
Full Time
2 weeks ago
Worldwide
AI
Senior
AWS